Trade Research AI – LEGAL PAGE
Effective Date: 01.10.2025
Contact: [legal@yourdomain.com]
Postal Address (for notices/CAN‑SPAM): [Business mailing address or CMRA/virtual office]
Plain‑English summary (not a substitute for the contract): We publish market education and research. We do not provide personalized financial advice or manage money. Trading involves risk. Use our content at your own discretion. By using this site, you accept these Terms, our Privacy & Cookies Policy, and all disclaimers below.
1) TERMS OF SERVICE
1.1 Parties & Acceptance
These Terms of Service (the “Terms”) are a binding agreement between [Company legal name] (the “Company,” “we,” “us,” or “our”) and any person or entity (“you,” “user”) accessing [website/app/Discord/email alerts] (collectively, the “Services”). By accessing or using the Services, you agree to these Terms.
1.2 Eligibility
You must be 18+ (or the age of majority where you live), not barred by applicable sanctions/export laws, and competent to agree to these Terms. The Services are not directed to children.
1.3 Nature of Services — Education & Research Only
All content, signals, alerts, indicators, backtests, statistics, models, emails, chats, screenshots, videos, and related materials are general market education and research. We do not provide investment, financial, legal, accounting, or tax advice. We are not your adviser or fiduciary and we do not manage accounts, solicit funds, make recommendations tailored to you, or consider your circumstances. You make all trading decisions.
1.4 No Client Relationship; No Personalization
Use of the Services does not create an advisory, client, fiduciary, or professional relationship. We do not provide individualized advice or suitability determinations. Do not send us instructions to trade for you.
1.5 Prohibited Uses
You agree you will not:
use the Services to provide or imply personalized investment advice to anyone;
redistribute, resell, or republish our content, signals, or tools without written consent;
scrape, reverse engineer, or interfere with security or rate‑limits;
share paid content outside your account;
use the Services where prohibited by law, to evade sanctions, or to operate in restricted jurisdictions (see §1.18);
circumvent geo‑blocking, KYC checks, or account limits;
use the Services to manage third‑party funds or to operate as an investment professional or money manager.
1.6 Account; Security
You are responsible for your account, credentials, and all activity. Notify us promptly of any suspected compromise.
1.7 Intellectual Property; License
All content and technology are owned by us or our licensors and are protected by IP laws. We grant you a personal, non‑exclusive, revocable, non‑transferable license to access and use the Services for your own education. No other rights are granted. Do not remove notices or trademarks.
1.8 Payments; Taxes; Refunds
Unless stated otherwise:
Pricing is posted at checkout and may change prospectively.
All sales are final and non‑refundable.
Taxes. Prices are exclusive of VAT, GST, sales, use, or similar transaction taxes unless expressly stated otherwise. Where we are not required by law or platform policy to collect such taxes, you are responsible for self-assessing and remitting any applicable taxes in your jurisdiction.
We may accept crypto payments and/or work with third‑party processors; your use of them is subject to their terms.
1.9 Service Changes & Availability
We may modify, suspend, or discontinue any feature at any time. We do not guarantee uptime, latency, or uninterrupted access. Scheduled or emergency maintenance may occur without notice.
1.10 Performance, Risk & Backtests — Critical Disclaimers
Trading and investing involve substantial risk; you may lose all capital and more. Past results — including simulated/backtested results — do not guarantee future results. Backtests are subject to hindsight bias, model error, slippage, fees, liquidity, and data errors. Live results can differ materially. Nothing herein is an offer to buy/sell any instrument.
1.11 Testimonials & Hypotheticals
Testimonials represent the experience of specific users and are not typical; your experience will differ. Where we present hypothetical, simulated, or backtested performance, we provide prominent cautionary language and context. Assume results are hypothetical unless explicitly labeled as audited live trading.
1.12 Third‑Party Links & Tools
We may link to or integrate with third‑party sites, brokers, platforms, or tools. We do not control or endorse them. Use at your own risk; their terms and privacy policies apply.
1.13 Compliance; No Targeted Jurisdiction
Our Services are offered on a general worldwide basis and not targeted to any specific country or class of persons. You are responsible for ensuring your use complies with the laws that apply to you. We may, in our discretion, geo‑block or refuse access to certain locations or categories of users.
1.14 KYC/AML, Fraud & Abuse Controls
To protect users and comply with applicable laws and processor rules, we may request identity, location, sanctions, or fraud checks and may refuse, suspend, or terminate access where risk is detected. Failure to cooperate may result in denial of service.
1.15 Indemnity
You agree to indemnify, defend, and hold harmless the Company, its owners, affiliates, and personnel from claims, losses, liabilities, and expenses (including reasonable legal fees) arising from your use of the Services, your breach of these Terms, or your violation of law or third‑party rights.
1.16 Disclaimers (No Warranties)
THE SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE.” TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, AND NON‑INFRINGEMENT.
1.17 Limitation of Liability
TO THE FULLEST EXTENT PERMITTED BY LAW, WE SHALL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, TRADES, DATA, OR GOODWILL. OUR AGGREGATE LIABILITY FOR ANY CLAIM RELATING TO THE SERVICES SHALL NOT EXCEED THE AMOUNTS YOU PAID TO US IN THE 12 MONTHS PRECEDING THE EVENT GIVING RISE TO LIABILITY.
1.18 Sanctions, Export & Restricted Territories
You may not use the Services if you are (a) in a country or territory subject to comprehensive sanctions (e.g., as designated by the U.S. OFAC, EU, UK, UN) or (b) on any restricted party list. We may block access where required by law or platform policy.
1.19 Governing Law; Dispute Resolution
Choose one and replace placeholders:
Option A (Wyoming): These Terms are governed by the laws of the State of Wyoming, USA (excluding conflicts rules). Any dispute shall be resolved by binding arbitration under the AAA rules in Cheyenne, Wyoming, before a single arbitrator. Class actions are waived. Small‑claims court remains available.
Option B (Switzerland): These Terms are governed by Swiss law. Disputes shall be finally resolved by Swiss Chambers’ Arbitration in Zurich, one arbitrator, English language. Class actions are waived.
Option C (Cook Islands): Governed by the laws of the Cook Islands; disputes resolved by ICC arbitrationseated in Avarua.
1.20 Severability; Assignment; Entire Agreement
If any provision is unenforceable, the remainder remains in effect. You may not assign these Terms without our consent. These Terms, plus the Privacy & Cookies Policy, constitute the entire agreement.
1.21 Changes to Terms
We may update these Terms from time to time. Changes are effective when posted with the Effective Date above. Continued use constitutes acceptance.
2) RISK & REGULATORY DISCLOSURES
No Registration/License. We are not registered or licensed as an investment adviser, broker‑dealer, commodity trading advisor, or similar. Our content is impersonal education. Do not rely on it as a recommendation.
Hypothetical/Backtested Performance. Hypothetical or simulated results have inherent limitations and do notreflect actual trading. No representation is made that any account will achieve profits or losses similar to those shown.
Testimonials/Endorsements. Any endorsements must be honest and disclose material connections (e.g., free access, affiliate commissions). Results are not typical.
Brokerage/Execution. We do not execute trades, hold client funds, or guarantee fills, latency, or pricing. Any integrations are for convenience only.
3) PRIVACY & COOKIES POLICY
3.1 Scope & Controller
This Privacy & Cookies Policy explains how [Company legal name] (the “Controller”) collects and uses personal data when you use the Services.
3.2 What We Collect (Minimal‑data design)
We intentionally collect only what we need, typically:
Email address (and optionally name) for account access, newsletters, and alerts.
Payment metadata from processors (transaction ID, amount, timestamp; we do not store full card details).
Essential technical logs for security/anti‑abuse (IP, user‑agent) retained briefly.
3.3 Why We Use Your Data (Legal Bases)
Contract performance (to deliver subscriptions/alerts you request).
Consent (for newsletters/marketing; you can withdraw any time by unsubscribing).
Legitimate interests (security, fraud prevention, service analytics using only aggregate/essential data).
3.4 Marketing Emails & Opt‑Out
We send educational and product emails only with your consent or where permitted. Every email includes an unsubscribe link. You can also email [privacy@yourdomain.com] to opt out. Emails include our postal address.
3.5 Data Sharing
We do not sell personal data. We may share limited data with processors who help us operate (email delivery, payment processing, hosting, anti‑abuse). They are bound by confidentiality and data‑processing terms. A current list is available on request.
3.6 International Transfers
We operate globally. Your data may be processed outside your country (including outside the EEA/UK/CH). Where required, we implement appropriate safeguards (e.g., Standard Contractual Clauses), and we minimize data.
3.7 Retention
Account/contact data: retained until you unsubscribe/delete or as required for legal/accounting.
Security logs: short‑term retention.
Transaction records: retained per tax/accounting laws.
3.8 Your Rights
Subject to local law, you may request access, correction, deletion, restriction, portability, or objection. Contact [privacy@yourdomain.com]. If you are in the EEA/UK/CH, you may also complain to your data protection authority.
3.9 Cookies & Tracking
We aim for frictionless privacy:
We use only strictly necessary cookies to run the site (session/auth, load‑balancing, security).
We do not deploy advertising cookies.
If we later add analytics or A/B testing, we will request explicit consent and provide granular controls.
3.10 Data Security
We use reasonable technical and organizational measures (encryption in transit, access controls, least‑privilege). No system is 100% secure. You are responsible for safeguarding your credentials.
3.11 Children’s Privacy
The Services are not for children. Do not provide personal data of anyone under the age of 16 (or higher local threshold). We delete such data when discovered.
3.12 Do‑Not‑Track; Signals
We do not respond to browser Do‑Not‑Track signals. You can control cookies via your browser.
3.13 Contact (Privacy)
Questions or requests: [privacy@yourdomain.com].
3.14 Policy Changes
We may update this Policy and will post the new Effective Date above.
4) COMPLIANCE ADDENDA
4.1 EU/UK Notices
Territorial scope (GDPR Art. 3). If we intentionally offer services to individuals in the EU/UK, GDPR applies. We minimize data and honor requests under §3.8.
VAT on digital services. Where required by law or platform policy, we may collect VAT/GST based on customer location. Where we are not required to collect, you may be responsible for self‑assessing taxes. We may use third‑party processors or resellers to handle tax compliance.
4.2 California (CCPA/CPRA)
We do not sell or share personal information for cross‑context behavioral advertising. California residents may exercise rights under §3.8.
4.3 DMCA / Copyright Policy
If you believe content infringes your copyright, send a DMCA notice to [dmca@yourdomain.com] including: (1) your contact info, (2) identification of the work, (3) the infringing material and its location, (4) a statement of good‑faith belief, (5) a statement under penalty of perjury that you are authorized, and (6) your physical or electronic signature. We may remove material and, where appropriate, terminate repeat infringers.
4.4 Affiliate Disclosures
If we receive compensation or free access in connection with an endorsement, we will clearly disclose that material connection near the endorsement.
4.5 Automated Decisions
We do not use personal data for automated decisions that produce legal or similarly significant effects.
5) NOTICES YOU WILL SEE NEAR PERFORMANCE CHARTS (EXAMPLES)
Educational Research Only. Not Financial Advice.
Hypothetical/Backtested Results. The performance shown may include simulated or backtested outcomes with significant limitations; they do not represent actual trading and may differ materially from live results due to slippage, fees, liquidity, model error, and data issues. Past performance does not guarantee future results.
Risks. Trading leveraged products (e.g., futures, options, crypto) involves substantial risk of loss and is not suitable for all investors.
6) CONTACT
General & Legal: [legal@yourdomain.com]
Privacy/Data: [privacy@yourdomain.com]
DMCA: [dmca@yourdomain.com]